Closing house purchase, between offer and moving in

by | 3 Comments

Once your home offer is accepted, you’ll be almost there. Almost meaning about month or two, depending how fast your lender works. But first things first – home inspection.

I know that paying $400 for a guy just to come and look around doesn’t sound too attractive. Especially if you end up having an inspector that’s all suited up, i.e. if when you first meet him he immediately starts talking about things he won’t be vouching for or won’t be inspecting…

Read the rest of this entry »

Home Offer, negotiation tips for house purchase

by | 3 Comments

You’ve visited several properties, debated whether or not something is good with your significant other, and you are finally at the point of thinking to give offer for certain house. How to know whether or not house is really good? How much should you offer? What comes after that? Let’s continue with our journey and find answers to those questions.

In first part of this series, I’ve urged you to go through your list of reasons why want to be a home owner.

Read the rest of this entry »

Find real estate agent / realtor or purchase house without one

by | 8 Comments

Your real estate agent (realtor) is basically person that should be telling you all this that I am telling now through series of these blog posts. In a perfect world, buyer’s real estate agent would start by hearing your wishes (I want house this big, in this type of neighborhood, I want to pay this much, etc), work toward compiling list of suggestions for you, communicate with you on your schedule so that he knows when he can take you on a tour.

Read the rest of this entry »

Home loan pre approval, research with Redfin, Trulia and Zillow

by | 4 Comments

After deciding that it’s time to purchase a house you basically need to do two things:

1. Get pre-approved for home loan so that you know which houses are within your reach
2. Start browsing popular sites like Redfin, Zillow and Trulia and building up your list of properties you want to look in person

Most people start with #2 because it’s easier. Also, first time home buyers obviously have no idea how the whole home loan preapproval process goes,

Read the rest of this entry »

Find and buy house that’s right for you

by | 7 Comments

I’ve recently went through the painful process of buying a home. Being a first time home buyer I’ve obviously made quite few mistakes so I’m writing this post as a future reference for myself, while also hoping that it may help somebody out there who is in the same situation as I was.

Homeowner myths

To begin, let me focus on few things that I, subjectively, view as completely false now that I am a homeowner. I really believe that before making final decision you should revisit your list of reasons to buy house.

Read the rest of this entry »